The Context

Fintec do Corban has a 17-year history, starting as a traditional banking correspondent. Their primary product is the anticipation of FGTS birthday withdrawals—a service aligned with their mission to offer the best financial solutions to their clients. Transitioning into a digital-first model was essential to achieve the massive scale provided by digital marketing.

‍

The Challenge

To scale their own product, Fintec do Corban needed to go fully digital, but they faced significant technical and operational hurdles.

‍

• The Threat: Managing the complexity of security, identity validation, and anti-fraud with a very small technology team.
• The Bottleneck: Previous flows required sending multiple links to customers (one for signature, one for biometrics), creating friction and a fragmented user experience.
• The Goal: To find a high-standard security partner that could handle the heavy lifting of identity collection and validation without overwhelming their internal tech resources.

‍

The Solution

The company integrated Cadastro by Unico and ID Unico. This solution allowed them to consolidate their verification steps into a single, managed flow. By using Unico's SDK and managed infrastructure, the internal tech team no longer needed to worry about platform maintenance or security updates. The implementation was exceptionally fast, taking only one 15-day sprint to go from integration to full validation and testing.

‍

The Impact

The partnership transformed the company’s operational capacity and financial results:

‍

• Operational Speed: The 15-day implementation allowed the team to prioritize business growth rather than allocating an entire squad to develop a verification platform from scratch.
• Automatic Approval Surge: The speed and volume of automated actions led to a 23% increase in automatic approvals, significantly reducing the manual workload at the analysis desk.
• Cost Savings: Better structuring of positive validation allowed for cost reductions in third-party identity validation tools.
• Risk Sharing (Liability): Unico's liability model provided the ultimate security, transforming the relationship from a simple vendor-client dynamic into a true business partnership where Unico assumes shared responsibility for the results.

‍

The Horizon

For Fintec do Corban, the journey with Unico is about continuous growth. Having already integrated four of Unico’s products, the company remains focused on its core business while trusting Unico to handle the ever-evolving demands of security and transparency. The partnership is built on cultural fit and the mutual confidence that innovation and safety must always walk hand-in-hand.

‍