Core capbilities
Core capabilities
From proving a user is alive to detecting their fifth fake account — every capability built in-house, battle-tested in the world's most hostile fraud environments.
Capability
What it does
Liveness
Verifies that the user is real and alive at the moment of selfie capture.
Identity verification
Verifies that the captured face belongs to the holder of the identification document.
Fraud risk classification
Complements identity verification with behavioral analysis to detect fraud risk.
Risk score
Probabilistic fraud score, used together with Identity Verification when the result is inconclusive.
1:1 validation
Confirms the current face is the same one used in a reference process.
Smart revalidation
Orchestrates multiple identity verification methods adaptively, choosing the least-friction approach for each transaction.
Document capture & reuse
Requests, stores, and reuses documents. Reduces friction in journeys with document capture.
Multi accounts 1:N
Detects whether a face is already linked to another account in the operator's base via 1:N biometric search.
Age verification
Determines whether the person in front of the camera meets the minimum required age, based on biometric analysis.
Serpro similarity return
Comparison against the Serpro database — specific to payroll loans and similar operations.
Every verification makes the next one smarter.
3B+ verifications processed. 17 years of proprietary data. A self-learning network that improves detection, correlation, and accuracy with every transaction across industries and territories.

See them in action
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Talk to our team about deploying Onboarding across your user journey — or explore the developer documentation.
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Unico is the only identity network that replaces uncertainty with conviction, friction with seamless journeys, and risk with partnership.
