Onboarding

Verify identity, capture documents, and classify fraud risk — one selfie, one process, 3 seconds.

Talk to sales

99.9%

approval rate — 97% on first attempt

false acceptance rate

3 sec

time to verify

Why onboarding

Security, compliance, and conversion from the very first step.

One capture triggers a full identity pipeline — liveness, identity verification, fraud risk classification, and document capture — so your business gets a secured user ID and a fraud decision instantly.

No trade-offs. No fragmented steps. One process, one integration, one answer.

In seconds, Onboarding answers the four questions your business needs to make a confident decision:

Is the user live during the capture, or is it a bypass attempt?

Is the user who they claim to be?

Does the user show fraudulent behavior?

Is the user the rightful owner of the provided document?

Capabilities

Behind the seamless experience.

Four modular capabilities working in concert — invisible to the user, decisive for your business.

Liveness

Confirms a real person is in front of the camera at capture time. Blocks deepfakes, hyper-realistic masks, and injection attacks with zero false acceptance.

Identity Verification

Verifies whether the captured face belongs to the holder of the provided government identifier. Deterministic yes-or-no answer using Unico's identity base and additional signals.

Fraud Risk Classification

Cross-references behavioral signals to flag fraud risk that standard identity checks miss — serial patterns, data mismatches, and multi-account activity. Zero extra steps for the user.

Document Capture & Reuse

Captures a new document image or returns one already on file — even if it was captured through a different client integration. Eliminates redundant captures and streamlines the flow.

Results

Results across Unico's platform.

Aggregated across enterprise deployments in financial services, telecom, retail, and wallets.

$7B+

in financial fraud prevented last year

98%

fraud attempts reduction — wallet with 60M+ users

40%

faster than industry benchmark

88%

faster time-to-task

Trusted by 400+ companies across 25+ countries.

"The implementation of Unico has become a cornerstone of Zumiez's digital transformation strategy, enabling the company to focus on growth initiatives rather than authentication challenges."

Sr. Digital Program Manager, Zumiez