Smart revalidation

transactions approved via silent or passkey — no user interruption
faster than traditional biometric challenges
accuracy across all methods
The end of the trade-off between security and user experience
Smart Revalidation analyzes over 40 identity and behavioral data points in real-time, intelligently routing each transaction to the most appropriate authentication method based on risk. Your users get the fastest experience possible. Your business gets the same level of security as a full biometric challenge — every time.
One engine. Four layers of intelligence.
Results across Unico's platform.
reduction in abandonment during revalidation
faster time-to-task
saved per support ticket — authentication failures and password resets cost this much each (Gartner)
Trusted by 400+ companies across 25+ countries.
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Step-up authentication
The same 1:N biometric engine, applied at the moment of transaction.
Card not present verification
Secure CNP payments with identity, card ownership, and behavioral signals.
Onboarding
Full identity verification with document capture for regulated sign-up flows.
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Unico is the only identity network that replaces uncertainty with conviction, friction with seamless journeys, and risk with partnership.