Smart revalidation

Smart revalidation

Re-authenticate users throughout their lifecycle with adaptive friction — from silent approval to facial biometric — without ever compromising security.
~90%

transactions approved via silent or passkey — no user interruption

7x

faster than traditional biometric challenges

99.9%

accuracy across all methods

No trade-off

The end of the trade-off between security and user experience

Smart Revalidation analyzes over 40 identity and behavioral data points in real-time, intelligently routing each transaction to the most appropriate authentication method based on risk. Your users get the fastest experience possible. Your business gets the same level of security as a full biometric 
challenge — every time.

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Capabilities

One engine. Four layers of intelligence.

Smart revalidation

Smart revalidation is a single adaptive capability powered by a four-tier orchestration engine. It dynamically routes each transaction through the optimal security layer based on real-time risk signals — choosing between metadata analysis, silent authentication, passkey, or facial biometric. The minimum friction level is configurable per use case, based on the criticality of the action.

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The result
The same security guarantee of a facial biometric validation, delivered at the lowest friction technically possible.
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Results

Results across Unico's platform.

~50%

reduction in abandonment during revalidation

88%

faster time-to-task

$15–$30

saved per support ticket — authentication failures and password resets cost this much each (Gartner)

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Password recovery
Traditional MFA
1 min 32 sec
Unico with biometric
35 sec
Unico with metadata
10 sec

Trusted by 400+ companies across 25+ countries.

Explore more.

Step-up authentication

The same 1:N biometric engine, applied at the moment of transaction.

Card not present verification

Secure CNP payments with identity, card ownership, and behavioral signals.

Onboarding

Full identity verification with document capture for regulated sign-up flows.

Ready to secure your growth?

Talk to our team about deploying Onboarding across your user journey — or explore the developer documentation.
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Contact us

Want to know more?

Unico is the only identity network that replaces uncertainty with conviction, friction with seamless journeys, and risk with partnership.

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