Risk Level Detection

Fraud risk level detection

When the identity is legitimate but the intention is criminal, documents won't save you. Detect behavioral risk before it becomes financial loss.

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95%

detection precision — identifying true fraudulent behavior while reducing false positives

Why fraud risk level detection

Onboarding decisions based on behavioral trust, not just documentary data

Risk Level Detection combines Liveness with Behavioral Alert to confirm the presence of a real person and simultaneously check whether that face carries risk signals in the Unico network. No document capture. No government identifier. The result is a risk-level decision powered by the broadest behavioral intelligence in the market.

Use this when:

The identity is legitimate but the intention is criminal

Users open accounts with synthetic identities

Mule accounts appear across multiple institutions

Bust-out fraud — sudden hyperactivity in the network

Your business requires one active account per operator or per country

Capabilities

Behind the seamless experience.

Liveness

Role:

Confirms a real person is in front of the camera at capture time. Blocks deepfakes, hyper-realistic masks, and injection attacks with zero false acceptance.

Fraud risk classification

Role:

Generates the final risk level for the transaction What does it makes Cross-references transaction data (face, code, history) with the global network history using statistical models

Results

Results across Unico's platform.

$7B+

in financial fraud prevented across Unico's platform last year

10x

growth in high-complexity fraud attempts in 2025 — the threat Risk Level Detection was built for

Trusted by 400+ companies across 25+ countries.

A Chinese FinTech operating in LATAM detected 9.43 percentage points of hidden risk at onboarding after implementing Fraud Risk Level Detection — risk that their existing KYC provider had cleared as legitimate.